2025 Canadian Mortgage Broker of the Year
2025 Western Canada Broker of the Year
CMP Hall of Fame Inductee
CMP Top 75 Broker in Canada
Woman of Influence
About Sabeena
More than a mortgage broker.
A lifelong financial partner.
Most brokers get you a rate and move on. I get you a strategy — and I stay.
Over 30 years, I have helped more than 3,000 Canadians navigate the mortgage process. I work for you. Not the bank. Not the lender. You.
Learn More About SabeenaMortgage Services
What I can help you with
Whether you are buying your first home or your fifth, navigating a major life transition, or ready to put your home's equity to work — there is a mortgage strategy built for where you are right now.
The Divorce Circle
Going through a divorce?
You do not have to figure out the mortgage alone.
Divorce is one of the most financially complex events of a person's life — and most people go through it without a single guide who understands both the emotional and financial sides.
I have been there. I built The Divorce Circle — a platform for education, community, and expert guidance for anyone navigating separation. I host The Divorce Circle Podcast, facilitate a workbook and resource library, and bring together a trusted network of professionals.
I have been there.
I am a divorced parent myself. I navigated the same fear and uncertainty my clients face. That experience is part of why I created The Divorce Circle — because I wanted every person going through a separation to have the guidance I wished I had.
Specializing in
Spousal Buyouts
Qualifying on a Single Income
Refinancing Joint Property
Rebuilding and Buying Again
How It Works
Getting started is simpler than you think
01
Let's talk
The mortgage process is personal. Before we look at rates or lenders, I want to understand where you are, what you are working toward, and what is making this feel hard.
02
I build your strategy
Once I understand your situation, I will assess your financial picture, compare options across my network of lenders, and present a mortgage solution built specifically for you — not a template.
03
I stay with you
Signing is not the end. I do annual mortgage reviews for every client. When rates shift, when your life changes — I am already thinking about it too. I am your mortgage professional for life.
Brokers Who Care
Giving back is not a side project.
It is who I am.
In 2016, I founded Brokers Who Care — a national community of mortgage professionals who pool together to support families in crisis. To date, we have donated over half a million dollars to causes across Canada.
Because the work we do touches people at the most important and sometimes the most vulnerable moments of their lives. And that matters.
$500K+
Donated to date
2016
Year founded
National
Community reach
Families
Supported in crisis
Client Stories
What my clients say
"I've counted on Sabeena for every mortgage I've had since I entered the market almost 20 years ago and across 2 provinces. She gets me a mortgage that serves me wherever I am in life."
— Rachel Dunlop
Google Review
"Sabeena and her team are THE BEST. They actively listened to what our needs were, and came back with great options. At no time was there product pressure. I give them the highest possible rating."
— Lee K.
Google Review
"With just one call, I was presented with the best possible options. Sabeena is an approachable expert who offered excellent advice and follow-through. I truly felt I had a trusted professional in my corner."
— Deej James
Google Review
"Sabeena truly helped alleviate much of my stress around the mortgage application process, and went above and beyond to ensure that my application got in under the deadline."
— Tammy Compton
Google Review
What does a mortgage broker do in Canada?
A mortgage broker works on your behalf — not the bank's. I have access to dozens of lenders, including banks, credit unions, and mortgage-only lenders. My job is to find the mortgage product that fits your situation, negotiate on your behalf, and make sure you understand exactly what you are signing.
Why should I use a mortgage broker instead of going to my bank?
When you go to a bank, they can only offer their own products. I can shop the entire market. That means better rates, more product options, and a solution tailored to your actual situation — not the bank's preferred product. My service to you is free. Lenders pay my commission.
Can I get a mortgage if I am self-employed?
Yes. It requires the right approach and the right lender. I specialize in self-employed mortgage applications and know exactly how to present your income in a way that gets approved. Thirty years of lender relationships matter here.
How does divorce affect my mortgage in Canada?
Divorce creates complex mortgage situations: who keeps the home, how to buy out a spouse, how to qualify on one income, and how to handle joint debt. I specialize in divorce mortgages and can help you understand every option before you agree to anything.
Let's start the conversation.
The best mortgage decisions start here.
No obligation, no pressure, no jargon. Just a direct conversation with someone who has spent 30 years helping people make smart mortgage decisions.