Home Purchase
You have done this before.
Let's make sure you do it better this time.
Whether you are upsizing, downsizing, relocating, or buying an investment property, a home purchase mortgage is not a one-size-fits-all product. Your situation has changed since the last time you bought — and the mortgage market has too.
I will assess your current financial picture, compare options across my full lender network, and present a mortgage strategy built specifically for where you are now — and where you are headed.
What I help home buyers with
Reviewing your current mortgage and understanding your options
Comparing lenders and products across banks, credit unions, and mortgage-only lenders
Understanding bridge financing if you are buying before your current home sells
Navigating port and assume options on your existing mortgage
Investment property and rental property financing
Choosing the right term and amortization for your goals
Coordinating with your realtor and lawyer
Can I port my existing mortgage to a new property?
In many cases, yes — but it depends on your lender and the terms of your current mortgage. Porting can save you from paying a prepayment penalty. I will review your existing mortgage and tell you exactly what your options are before you make any decisions.
What is bridge financing and when do I need it?
Bridge financing is a short-term loan that covers the gap between when you take possession of your new home and when your current home closes. It is common when you are buying and selling at the same time with different closing dates. I will help you understand whether you need it and arrange it if you do.
How do investment property mortgages work differently?
Investment properties typically require a minimum 20% down payment and are subject to different qualifying rules than owner-occupied homes. Rental income may or may not be included in your qualifying income depending on the lender. I have extensive experience with investment property financing and will find the right structure for your goals.
Do I need a new pre-approval even if I have bought before?
Yes. Your financial situation changes, and so do lender guidelines. A current pre-approval gives you a realistic picture of what you qualify for today and protects your rate while you shop.
Ready to get started?
No obligation, no pressure — just a direct conversation.
Book a Home Purchase Consultation